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To open a credit card account in your own name, you must be at least 18 years old (or, if you live in Alabama or Nebraska, you must be at least 19 years old) and either a college student already enrolled in college or a student preparing to attend a 2-year or 4-year college.

Credit Card Rate and Fee Information

Credit Card Application Form

Error Email Address is required Error Enter a valid Email Address that is 40 characters long or less (example: name@example.com)
Error First Name is required Error Last Name is required
Error Street Address (No P.O. Boxes) is required
Error City is required Error State is required Error Zip is required Error Please enter a 5 digit Zip Code

Choose one of the following credit card designs. The design you choose will be displayed after you click the appropriate checkbox. *

select a card to view the preview
Error Please select a card type. Error Please select a card type. Error Please select a card type.

You plan to graduate from a

Error Your current student status is required
Error Your college choice is required
Error At least one phone field must be completed.

(NOTE: Phone numbers and email addresses may be used when the Bank needs to contact you about your Credit Card account's Credit Line, Due Dates, Collections, etc.)

Error Date of Birth is required
Error Social Security Number is required Error Please enter a 9 digit Social Security Number
Error Please indicate if you are a U.S. Citizen or Permanent Resident.
Error Mother's Maiden Name is required

Check below all the ways you plan to have an independent ability to make at least the required “minimum payment” that is due, each month, when you use your credit card.

I reasonably expect to receive personally from all sources I have checked above an Independent Income of at least:

Error Your Independent Income is required Error Please enter a value in US Dollars, including cents (example: 100.00) Error Income must be less than $999,999.00 Error Income must be greater than or equal to $0.00

Alimony, child support, or separate maintenance income need not be disclosed if you do not wish us to consider it as a basis for repaying this obligation.

Error Please enter a value in US Dollars, including cents (example: 100.00) Error Monthly Obligations must be less than $9,999.99 Error Monthly Obligations must be greater than or equal to $0.00
Error Please indicate if you have Monthly Obligations.

When you use this Credit Card to make purchases, or to get emergency cash, you will receive a billing statement, each month, listing all your purchases and cash advances. And you can decide, each month, whether to pay the bank what you owe in full, or spread your payments over several months, or just pay the "Minimum Payment" necessary to keep your account in good standing.

Check ALL the method(s) of payment that you plan to use to pay for whatever you buy with this Credit Card *

Error You must select at least one method of payment.

Do you have a Checking Account? *

Do you have a Savings Account? *

Error Please indicate whether or not you have a Checking Account.
Error Please indicate whether or not you have a Savings Account.
Error Your Total Balance is required Error Please enter a value in US Dollars, including cents (example: 100.00) Error Total Balance must be less than $999,999.00 Error Total Balance must be greater than or equal to $0.00

Enter the person(s) who should be contacted if the Bank needs to reach you while you are on student vacation, or travelling, etc.

CREDIT CARD RATE AND FEE INFORMATION

First Financial Bank Credit Card Disclosure
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Patriot Act Notice: Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including your name, address, date of birth, social security number and other information that will allow us to verify your identity.

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